On the beginners cruise at the very start of the game, go inside the bar and speak to Breillat the bartender ten times. After the tenth time, she will say how her job is boring and ask to switch identities. Say "Yes" and you will have her as your character.
First, get to at least level 15 (or a level where you won't die so easily by a rock monster).To make easy gold, simply get the auto remote. Clear your inventory so all you have is the remote and your tent, then just set your character to do "hit" in every battle and let him or her auto for half the day and you end up with about 6K.